October 28th, 2009
People who have been injured in car accidents often ask us what they should be doing to protect their rights. We asked David Greig, a personal injury lawyer and a partner at Greig Wilson & Rasmussen LLP to share what he tells clients who come to him for help. David has been handling personal injury claims for over 25 years and had this to say about what you should do following an accident:
- Report the incident to the police and the insurance company promptly. Your failure to do so may compromise any claim you might have. It’s particularly important to do that immediately if you’re injured in a “hit and run.”
- Talk to a lawyer. Many lawyers handle motor vehicle cases and most offer free consultations. David is one of them and if you want to talk to him, he can be reached at (604) 583-7917, or by email at (dgreig@gwrlawyers.com) dgreig (at) gwrlawyers (dot) com. David frequently answers basic questions by phone and does not charge for that.
- Buy a cheap calendar, diary, or notebook from a local store. Make notes about the incident. Record the names of any witnesses, and details of the collision. Write down the names of doctors you’ve seen, and record your injuries, medications, and treatments. Keep it simple, but try to record the important stuff. If you’re still sore in 9 months, you won’t likely be able to remember the details.
- Follow the advice of your care-givers. If the doctor prescribes medication, take it, or tell your doctor that you can’t or won’t. If X-rays are ordered, get them done. If physiotherapy, chiropractic care, or RMT are recommended, go for it! Your failure to undertake appropriate treatment can come back to haunt you.
- Finally, never, ever settle unless you’ve obtained some legal advice about the value of your claim. If you sign a release and take the money, you’re “finished”. If you later discover that your case was worth three times what you settled for, it’s too late.
During his personal injury career David Greig notes he has had cases were clients have received reasonable offers from ICBC, and wanted to settle. In those cases he encouraged them to settle and in those circumstances, there were no legal fees and no delay. But how do you tell if an offer is reasonable? Advice from an experienced personal injury lawyer is invaluable if you want to be sure that a settlement offer you receive from ICBC is reasonable and it’s even more critical if it turns out the offer is not what it should be given the circumstances. Talking to a personal injury lawyer, like David Greig, will give you peace of mind that you are being fairly compensated and if it turns out you’re not….you’ve got someone on your side to help you with further negotiations or taking your case to trial.
Tags: car accident, claim, ICBC, ICBC claims process, injury, legal advice, personal injury
Posted in Member Highlights, Personal Injury Tips | No Comments »
October 16th, 2009
Recently a number of callers have asked about probating a will. To help readers understand probate in general terms we asked Brian Loughlin of LawOne member firm RDM Lawyers to answer a few basic questions. The results are below and if you have further questions you are welcome to contact Brian at your convenience.
LawOne: What exactly is probate?
BL: Probate is a legal procedure where your Will is approved and the appointment of your executor is confirmed by the courts under BC legislation. Your executor is the person responsible for making sure debts existing at the time of your death are settled and the wishes set out in your Will are carried out.
LawOne: Is probate necessary in every case?
BL: That depends on factors such as the simplicity of the estate, the character and value of the assets and the number of dependants in your Will. It may be that your Will does not have to be probated, although very often, whether it is by choice or circumstance, a Will may end up being probated.
LawOne: Why would an executor want a Will probated?
BL: There are a number of reasons. For example, if the executor has not been through the legal confirmation process (i.e., probate), third parties such as government agencies and banks can, and often do, refuse to recognize the executor’s authority until the courts have validated the Will. This can slow down the distribution of assets to beneficiaries. Whenever a Deceased’s estate holds land a probate will be necessary. There are also some situations where applying to probate a Will may be advantageous.
LawOne: Can you give an example?
BL: In British Columbia the time period for commencing an action under the Wills Variation Act (the “Act”) does not start to run until probate has been issued by the court. Under s. 3 of the Act if a Deceased’s spouse or child seeks to challenge a Will under the provisions of the Act he or she must start their action within 6 months of the issue of probate (6 months from the date the court approves the Will and confirms the appointment of the executor). If you are an executor your job is to ensure the settlement of the debts of the deceased’s estate and the smooth distribution of assets to beneficiaries under the Will. Therefore, it’s to your advantage to take steps to confirm the date after which a Will can no longer be challenged so as to avoid any liability attached to incorrect or unjust distribution of the assets under the Will. Similarly, if you are a person seeking to challenge a Will, determining when probate was issued is critical to establishing whether you are within the limitation period set out in the Act.
LawOne: Do you really need a lawyer to probate a Will?
BL: No. However, probating a Will can be complex and time consuming. Most executors have other responsibilities and commitments that demand their time and attention. In addition, an executor can become personally liable for certain obligations if the estate is not administered in accordance with our laws. Having a lawyer take care of probate and advising with respect to the administration of the estate is one way to help minimize an executor’s personal liability.
Tags: beneficiaries, Challenging a will, executor, liability, limitation period, probate, time limits, Wills Variation Act
Posted in Estates, General Tips, Member Highlights, Wills and Trusts | No Comments »